Turn Your Life Insurance Leads Into Live Transfers for $60
Stop letting life insurance leads sit uncalled in your CRM.
Feed our dedicated call center your fresh web forms or aged lead lists. We handle the relentless outbound dialing, screening, and warm transfers directly to your desk.
Flat $60 per qualified transfer. Backed by our 90-second billable buffer guarantee.
The Problem: Great Closers Wasting 85% of Their Day Dialing
If you've been selling life insurance for more than a few months, you already know the brutal reality of lead generation.
You buy leads. And then you spend 7 hours a day chasing dial tones.
Whether you buy internet leads or have thousands of aged contacts in your database, your producers are forced to act like telemarketers. They dial 100 times to get 2 conversations, listen to dozens of voicemails, and deal with rude hang-ups before ever getting a chance to quote.
Meanwhile, your cost per issued policy keeps climbing.
Hiring in-house dialers comes with guaranteed base salaries ($3,500+/mo), payroll taxes, management headaches, and software licenses — regardless of whether they produce. And when an agent quits, you're back to square one.
- Paying high hourly wages or salaries to dialers who struggle to connect
- Watching fresh web leads go cold because your team couldn't call within 5 minutes
- Letting thousands of paid aged leads sit completely unworked in your CRM
- Burnout among your top licensed closers from nonstop cold dialing
A Better Model: We Work Your Leads. You Get Live Transfers for $60.
Liv Calls flips the economics of insurance lead working.
You provide the leads. Our dedicated call center works them. You only pay $60 when a live prospect is on the phone.
No dialer software fees. No hiring in-house SDRs. No wasted hours listening to ringing phones.
When our reps reach an interested prospect, verify their state licensing and coverage appetite, we warm-transfer the call directly to your producers. With our 90-second billable buffer, you only pay if the conversation connects and lasts at least 90 seconds.
That changes everything. Your licensed agents spend their entire day in high-intent conversations, quoting coverage, and binding policies.
How Liv Calls Works for Life Agents
From unworked CRM leads to live transfers in 4 simple steps.
1. Connect or Upload Your Leads
Connect your CRM via webhook for instant speed-to-lead on fresh web forms, or upload a CSV file of aged, unworked contacts from past campaigns.
2. Our Call Center Dials & Screens
Our trained US-focused outreach team calls your leads with persistent, compliant multi-touch follow-up. We screen for age, licensed state, and genuine life insurance intent.
3. Live Warm Transfer to Your Agents
When the prospect confirms they want to discuss life insurance coverage right now, our rep introduces the prospect and transfers the call live to your phone.
4. 90-Second Billable Buffer at $60
You only pay $60 if the transfer is connected and lasts at least 90 seconds. If the caller disconnects within 90 seconds or is not genuinely interested, you pay $0.
Liv Calls vs. In-House Dialers vs. Self-Dialing
Stop burning payroll on unproven dialers or wasting closer time.
| Feature | Liv Calls | Hiring In-House Dialers | Agents Self-Dialing |
|---|---|---|---|
| Pricing Model | $60 per qualified live transfer | $3,500+/mo base salary | Wastes high-value producer time |
| Financial Risk | 100% Performance-based | Pay regardless of connects | Heavy agent turnover & fatigue |
| Buffer Guarantee | 90-Second Billable Buffer | None | None |
| Speed-to-Lead | <2 minutes on webhooks | Depends on staff attendance | Delayed by hours or days |
| Aged Leads Worked | Yes — fully worked | Reps avoid cold aged lists | Leads die unworked in CRM |
| Software & Telecom | $0 (All included) | $150–$300/mo per seat | Dialer software costs |
| Contracts | None — pause anytime | Employment commitments | None |
Frequently Asked Questions
How does the 90-second billable buffer work?
When we warm-transfer a prospect to your phone, the call must remain connected for at least 90 seconds to be considered billable at $60. If the prospect disconnects within 90 seconds or is not genuinely interested, you pay $0.
Can you work our aged life insurance leads?
Yes. Simply upload a CSV file containing your past quote requests, aged internet leads, or dead database contacts. Our call center will work the list systematically to extract live, interested buyers.
How fast do you call new inbound web leads?
When connected via CRM webhook, our speed-to-lead is typically under two minutes. Reaching prospects immediately while intent is at its peak produces the highest contact and transfer rates.
What types of life insurance do you qualify for?
We qualify prospects based on your target guidelines — term life, whole life, universal life, final expense, or mortgage protection across your licensed states.
Are there any setup fees or monthly retainers?
None. You only pay $60 per qualified live transfer that meets the 90-second buffer. There are no monthly software fees, seat licenses, or long-term contracts.
Turn Your Dead Life Leads Into Issued Policies
Stop cold calling contacts who stopped answering. Stop paying full-time dialer salaries with no guarantee of results. Stop letting thousands of paid leads rot in your CRM.
Liv Calls puts live, pre-screened life insurance buyers directly on your phone — at flat $60 per qualified transfer with a 90-second buffer guarantee.