Turn Your Final Expense Leads Into Live Transfers for $60
Stop letting final expense leads sit uncalled in your CRM.
Feed our dedicated call center your fresh web leads, direct mail respondents, or aged lists. We handle the outbound dialing and screening with patience and care, warm-transferring seniors directly to your desk.
Flat $60 per qualified transfer. Backed by our 90-second billable buffer guarantee.
The Problem: Dialing 80 Dead Numbers a Day Before Talking to One Senior
Final expense is a uniquely sensitive, relationship-based sale. Seniors are looking for someone patient, respectful, and knowledgeable to guide them through burial planning.
Instead, agents spend 90% of their day cold-dialing disconnected numbers.
Whether you buy shared internet form fills, mail response cards, or have a database of aged leads, your producers spend hours listening to ringing lines. By the time an agent finally connects with someone after 40 dials, emotional fatigue sets in and closing ratios drop.
Meanwhile, thousands of uncalled leads sit dormant in your CRM.
- Producers burning out from endless manual outbound dialing
- Thousands of paid aged leads rotting in your CRM because nobody has time to dial them 8 times
- Hiring inside dialers who struggle with call volume and quit after three months
- Competing against 4 other agents when leads aren't called within minutes
A Better Model: We Dial & Screen the Seniors. You Get Live Transfers for $60.
Liv Calls eliminates the friction of final expense lead generation.
You upload the leads. Our trained call center handles the calling. You only pay $60 when a live senior connects.
Our reps screen every prospect for age (50–85), licensed state, and genuine interest in whole life or burial coverage. When they confirm they want a quote, we introduce the senior and warm-transfer the call directly to your phone.
With our 90-second billable buffer, you only pay if the conversation connects and lasts at least 90 seconds. If the caller disconnects early or is clearly disqualified, you pay $0.
How Liv Calls Works for Final Expense
Turn unworked leads into bound policies in 4 steps.
1. Connect or Upload Your Leads
Connect your fresh web leads via webhook or upload a CSV spreadsheet of aged direct mail respondents or unworked CRM contacts.
2. Our Call Center Dials & Screens
Our patient, trained outreach team dials your leads with persistent multi-touch follow-up, verifying age (50–85), state residency, and burial insurance intent.
3. Live Warm Transfer to Your Agents
When the senior agrees to speak with an agent, we introduce the prospect and warm-transfer the call directly to your producers.
4. 90-Second Billable Buffer at $60
You only pay $60 if the transfer connects and lasts at least 90 seconds. If the senior drops early or is disqualified within 90 seconds, you pay $0.
Liv Calls vs. In-House Dialers vs. Self-Dialing
| Feature | Liv Calls | Hiring In-House Dialers | Agents Self-Dialing |
|---|---|---|---|
| Pricing Model | $60 per qualified live transfer | $3,500+/mo base salary | Wastes high-value closer time |
| Financial Risk | 100% Performance-based | Pay regardless of connects | Heavy agent burnout & fatigue |
| Buffer Guarantee | 90-Second Billable Buffer | None | None |
| Speed-to-Lead | <2 minutes on webhooks | Depends on staff attendance | Delayed by hours or days |
| Aged Leads Worked | Yes — fully worked | Reps avoid cold aged lists | Leads die unworked in CRM |
| Software & Telecom | $0 (All included) | $150–$300/mo per seat | Dialer software costs |
| Contracts | None — pause anytime | Employment commitments | None |
Frequently Asked Questions
How does the 90-second buffer work for final expense calls?
When we warm-transfer a senior to your agent, the call must remain connected for at least 90 seconds to be considered billable at $60. If the caller disconnects within 90 seconds or is not genuinely interested, you pay $0.
Can you work aged direct mail responses or Facebook leads?
Yes. Many agencies upload spreadsheets of aged direct mail respondents or Facebook lead files that are weeks or months old. We work them systematically to extract live, interested seniors.
How do you screen the seniors before transferring?
We verify the senior is aged 50–85, resides in your licensed state, and is actively seeking a quote for burial or funeral expenses. Only qualified seniors are transferred.
Can we control the hours we receive calls?
Yes. You set your availability in your dashboard. Our call center will only transfer calls during the exact hours your agents are at their desks and ready to quote.
Turn Your Dead Final Expense Leads Into Bound Policies
Stop chasing aged direct mail responses that have been called thirty times. Stop paying full-time dialer salaries with no guarantee of results. Stop letting thousands of paid leads rot in your CRM.
Liv Calls puts live, pre-screened seniors directly on your phone — at flat $60 per qualified transfer with a 90-second buffer guarantee.